Call us for a boat or marine trade insurance quote on 03333 609 886
Boatyard Insurance with Peace of Mind
There’s no such thing as a one-size-fits-all insurance policy for marinas and boatyards. These are unique and intricate environments that are affected on a daily basis by an enormous variety of factors and potential risk hazards.
Arranging appropriate cover for boatyard insurance is not just important – it’s essential. If you’re a business involved with the responsibility of mooring management or marina operation, we can provide tailored insurance solutions that ensure peace of mind and keep you protected.
At Stoneways, we’re far more than an automated voice message or a digital form. We deal directly with our clients and believe in creating ongoing relationships in the marine sector, providing you with access to our trusted advice when you need it, whilst also reviewing the suitability of your cover at regular intervals. Contact us today by calling 03333 609 886 to find out more about how our dedicated team can help.
What is Covered by Boatyard and Marina Insurance?
Marinas, boatyards, and mooring management operations each carry a distinct set of risks, and a standard commercial policy will not adequately cover them. Specialist cover for these businesses typically includes:
- Property and structures, including pontoons, jetties, slipways, gangways, and marine installations
- Public liability, covering third-party injury or property damage on your premises
- Employers’ liability, which is a legal requirement if you have paid staff
- Material damage cover for vessels owned, operated, or under repair as part of the business
- Handling equipment, including boat hoists, travel lifts, cranes, transporters, and forklifts
- Pollution liability, covering clean-up costs and third-party claims arising from fuel or oil spills
- Business interruption, covering loss of income following an insured event such as storm damage or loss of waterway access
- Goods in transit, covering stock and customers’ property being moved
Every policy is tailored to your operation. Whether you manage a coastal marina, run a working boatyard, or oversee mooring rights on behalf of a landowner, we will work through your specific risks and make sure nothing is left exposed.
Who is Covered by Marina, Boatyard and Mooring Management Insurance?
A policy can be structured to protect a range of parties connected to your business, including:
- The business itself is the named insured
- Full-time and part-time employees, volunteers, and those on work experience
- All liabilities that rest with the business
The right scope of cover depends on how your business operates, who has access to your site, and what activities take place there. This is why we take the time to understand your operation before recommending a policy structure.
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Why You Should Choose Stoneways Marine for Bespoke Cover Options
Marina and boatyard insurance is a specialist area. The risks involved require an insurer who understands the sector rather than just the paperwork.
At Stoneways Marine, every person speaks directly to a member of our team rather than a call handler. Our people know marine environments, which means they ask the right questions, spot the risks that generic policies miss, and make sure your cover reflects how your business actually operates day to day.
Whether you run a small operation or a full-service marina with boatyard facilities, we take the same personalised approach. And if you need to make a claim, our team will guide you through the process as quickly as possible.
Frequently Asked Questions
What is the difference between marina insurance and boatyard insurance?
Marina insurance and boatyard insurance overlap in several areas but reflect different business activities and risk profiles. A marina primarily provides berths and facilities to boat owners, so the main exposures tend to be public liability, property, and liability for vessels moored on site. A boatyard is an active working environment where vessels are lifted, stored, and repaired, which introduces additional exposures such as handling equipment cover for hoists and cranes, contractor’s liability, and greater responsibility for damage to customers’ vessels while they’re in your care. Many businesses operate both functions on the same site, in which case a combined policy can cover all activities under one document.
Does boatyard insurance cover damage to customers' boats?
Customers should insure their own boats, and a marine or boatyard will insist on this as part of the terms and conditions. Any liability that rests with the marina or boatyard can be catered for.
What does mooring management insurance cover?
Mooring management insurance is designed to provide cover for businesses or individuals responsible for administering mooring rights where a legal liability exists. Because mooring management arrangements vary, the right policy structure depends on whether you own any of the infrastructure, the volume of vessels using the moorings, and the nature of your contractual obligations.
Call our team of experts today on 03333 609 886 for more information.
