Call us for a boat or marine trade insurance quote on 03333 609 886
Enjoy The Benefits Of Comprehensive Motorboat Insurance Cover With Competitive Premiums
At Stoneways Marine, we offer comprehensive motorboat insurance that’s designed to protect you and your prized vessel against a wide range of risks, including theft and accidental damage.
Our specialist boat insurance team routinely help boat owners like you find boat insurance policies for a huge range of vessels, from dayboats through to craft up to £750,000 in value.
Your motorboat insurance can be specifically tailored to match your individual vessel use, cruising needs and required level of cover. Whether you’ve been sailing for years with many qualifications or are entirely new to the water, get in touch with our motorboat insurance experts today to see how we can help protect your vessel.
If you need boat insurance, you’ve come to the right place.
What is motorboat insurance?
Motorboat insurance is a specialist cover that protects your powered boat, its equipment, and your legal liability cover if you injure someone or cause property damage while using your vessel.
This type of insurance policy considers engine power, speed, where you keep the boat, how it’s used, and the value of your vessel and any onboard gear. However, it’s important to note that these are merely underwriting considerations and not elements of the policy wording itself.
Depending on the cover you opt for, your policy can pay out if your boat is accidentally damaged, vandalised, stolen, or destroyed by fire, storm, or sinking. Our insurance policies can also contribute towards salvage costs, recovery, and sometimes medical or rescue costs.
What types of motorboats do we cover?
As trusted insurance providers, we can offer financial protection for your prized boat. Motorboats come in all different shapes and sizes, and we want to ensure your particular vessel is covered for every possible circumstance.
The types of motorboats we can insure include:
- Sportsboats & RIBs
- Cabin cruisers
- Displacement motor cruisers
- High-performance powerboats
- Day boats
- Trawler-style cruisers
Why choose Stoneways Marine for your motorboat insurance?
At Stoneways Marine, we offer far more than just a policy number and a PDF motorboat insurance certificate; we pride ourselves on providing a personal approach to you and your boat insurance policy. This is why our valued customers continue to use our services repeatedly.
Whether you have a Beneteau, Windy, Hardy, Grand Banks, Trader, Aquastar, or any other motorboat brand, our motorboat insurance policies can be tailored to suit your individual needs.
Whether you’re impressing a group of friends with sundowners or looking to cover activities like water skiing, we’ll steer the way and let you focus on enjoying the action whilst knowing you’re in safe hands.
Ready to cast off with the right cover? Request a no-obligation quote today from our team. We’ll be in touch to ensure your prized vessel is fully covered.
Frequently asked questions
How much does motorboat insurance cost?
We’re unable to offer a set price on an insurance policy without your and your vessel’s details. However, the price for insuring a motorboat typically ranges upwards from £250, depending on the size, value, and use of the boat.
Some comparison sites advertise boat insurance “from £49”, but this usually only covers basic or third‑party boat insurance.
To find out how much your motorboat insurance will cost, you should call 03333 609 886 today.
Do I legally need motorboat insurance cover in the UK?
No, you do not need motorboat insurance by law in the UK, but it becomes as close to mandatory as you can in many situations.
While there is no UK law stating that you must obtain motorboat insurance to own or use a vessel, if you frequent inland waterways, like rivers, canals and lakes, you’ll usually require third-party liability insurance as a condition of the licence for that waterway.
Also, many marina authorities insist you show proof of third‑party insurance before you can berth or use their facilities.
Does my motorboat insurance policy cover the vehicle while on a trailer?
Your motorboat insurance may cover the boat while it’s on a trailer, but this is not automatic, and the trailer must be specifically listed in the policy wording.
Road-traffic liability cover while towing is usually covered by your car insurance, so it’s always best to check the policy wording or speak to your insurer.
Don’t fret, though. The Stoneways Marine team is here to help you. Get in touch today, and we’ll answer all your questions!