Call us for a boat or marine trade insurance quote on 03333 609 886
UK powerboat insurance specialists
At Stoneways Marine, we offer far more than just a policy number and a PDF certificate for a power boat insurance policy. We’re proud of the personal service and approach we offer to all our customers, which is why so many choose to return to us time and time again.
As keen boat owners ourselves, we understand every experience is unique, which makes your powerboat insurance needs different to other owners.
Our specialist team of powerboat insurance experts recognise that insurance policies cannot be ‘one size fits all’. We believe in speaking to people and understanding their needs and wants.
Get in touch with our team today by calling 03333 609 886 to see how we can help you.
What is covered in a powerboat insurance policy?
A powerboat insurance policy is designed to protect you, your vessel, and other people on the water against a wide variety of risks. A typical powerboat insurance policy will cover:
- Accidental damage – Protection against collisions, grounding, and damage caused by unexpected incidents.
- Theft and malicious damage – Covers your vessel, engine, or onboard equipment if they’re stolen or deliberately damaged.
- Fire and explosion – Vital protection due to the fuel systems and engine setups common in high-performance powerboats.
- Third-party liability – Protects against claims made against you for injury or damage caused to other people or their property.
- Salvage and recovery costs – Covers the cost of recovering your vessel following an incident on the water.
- Underwater machinery damage – Protection should your propeller, prop shaft, or rudder be damaged.
- Transit cover – Protects your powerboat during transportation between water and storage; liability rests with the towing vehicle.
- Medical expenses – Covers emergency medical costs for you and your passengers.
Which types of powerboats do we insure?
At Stoneways Marine, we insure a wide range of different powerboats, ensuring your prized vessel is covered while moored and out on the water.
The types of powerboats we can insure include Alphacraft, Aquador, Arvor, Bertram, Bounty, Crownline, Cutlass, Grandezza, Greenline, Mastercraft, Maxima, and many more.
Trusted UK powerboat insurance cover
We’ve been involved in boat insurance since the early 1980s and, as experienced sailors ourselves, we understand the best insurance solutions for sailors and motorboaters while providing the highest level of service, care and expertise.
When not assisting our clients, you’ll find us out on the water – doing what we love most!
Frequently asked questions
How much does powerboat insurance cost?
Powerboat insurance premiums vary depending on several factors specific to you and your vessel, so there’s no standard fixed price. The key factors that influence your insurance premiums include:
- The value and size of your powerboat
- How you use your boat
- Your experience and boating history
- Your cruising range
- Where you berth or store your powerboat
- The level of cover you choose
Is powerboat insurance a legal requirement in the UK?
While powerboat insurance is not a legal requirement in the UK, it is essential for owners. If you want to use many of the UK’s inland waterways, you must obtain a licence from the Canal & River Trust. To do this, you must have a minimum level of third-party liability cover.
Most marinas, harbours and yacht clubs also require proof of at least third-party cover before allowing you to berth your boat or use waters under their jurisdiction.
Does powerboat insurance cover racing and competitions?
Standard powerboat insurance policies are typically written for private leisure use. This means racing, time trials and competitive events are not included.
If you’re planning to use your powerboat in any organised competitive capacity, you should check your policy carefully.
Get in touch with the Stoneways Marine team by calling 03333 609 886.