Call us for a boat or marine trade insurance quote on 03333 609 886
Enjoy specialist RIB insurance cover from a specialist provider
Enjoy the benefits of our RIB and sports boat insurance cover at competitive premiums. At Stoneways Marine, our RIB and sports boat insurance has been carefully designed to protect your vessel against a variety of risks, including theft, accidental damage, malicious damage and salvage fees. Our team are boating experts who understand the ins and outs of owning a rigid inflatable boat (RIB) or sports boat. We’re proud to offer a personal approach, and it helps us stand out from the crowd. Get in touch with one of our team members about competitive RIB insurance to protect you out on the water. Call 03333 609 886 now.
What does RIB & sports boat insurance cover?
Policies for RIBs and sport boats are designed to protect you, your vessel, and other waterway users against a variety of risks. At Stoneways Marine, our RIB and sports boat insurance policies typically cover a wide range of aspects, including:
- Accidental damage – Protection against collisions, grounding, and damage caused by unexpected incidents.
- Theft and malicious damage – Cover for your vessel or equipment if it’s stolen or deliberately damaged.
- Fire and explosion – Essential cover considering the fuel systems that are common to high-performance vessels.
- Third-party liability cover – Protection against claims made against you for injury or damage caused to other people or their property, with cover available up to £5 million.
- Salvage and recovery costs – Covers the expense of recovering your vessel following an incident.
- Trailer cover – Protects your RIB or sports boat while being transported between water and storage.
Do you need insurance for a RIB or sports boat?
Insurance for RIBs and sport boats is not a legal requirement in the UK, but it is an essential aspect of boat ownership.
To use on many of the UK’s main inland waterways, you must obtain a licence from the Canal & River Trust. For this, you must have a minimum level of third-party liability cover. Indeed, many marinas and harbour authorities also require proof of insurance before allowing you to berth, launch or use waters under their jurisdiction.
How much does RIB insurance cost?
The cost of RIB insurance varies depending on several factors, and there’s no single fixed price. Your insurance premium will vary depending on the size and value of your RIB, your experience and claims history, how you use the RIB, and where you cruise.
Where you store your vessel and the level of cover you want will also impact the total cost of RIB insurance.
RIB insurance that keeps you covered
A vessel combining a strong, rigid hull and a tough inflatable tube, rigid inflatable boats are perfect for travelling at speed and with stability on the water. This type of watercraft has become a popular choice for mariners who wish to engage in a range of leisure and commercial marine activities.
Whether that’s security patrols, photography and filming, through to fishing, water skiing, or just cruising around from A to B. Our specific RIB insurance policies ensure you’re covered in the unfortunate event of an incident. We cover all sizes of craft, including large 15M RIBs. Discover the Stoneways Marine RIB insurance quality, and request a free, no-obligation quote today.
Enjoy life skipping over the waves with our sports boat insurance cover
If you’re the proud owner of a sports boat, we can offer you a sports boat insurance policy to match your own individual needs.
Whether relaxing on the water at the end of an adrenaline-filled voyage, powering over waves or gently cruising, our trusted team can personally help you find the right policy, tailored for your needs, to give you peace of mind out on the water or on a trailer in between.
Find out why boat owners across the UK put their trust in Stoneways Marine and request your free no-obligation quote today.
Frequently Asked Questions
Can anyone drive a RIB on my policy?
In some cases, your RIB boat insurance policy will cover other named drivers to operate your vessel – as long as they have your permission and adequate experience.
If you’re unsure of your policy cover, it’s best to get in touch with the team at Stoneways Marine. Call 03333 609 886 today.
Is RIB insurance different from sports boat insurance?
RIB and sports boats are distinct vessel types, while there is an overlap in how they’re insured, the policies are identical. A RIB combines a solid hull with inflatable tubes, which makes it well-suited to high-speed coastal waters.
Sports boats are part of a broader category of fast, performance-focused motorboats with a fully rigid hull. The risks associated with each, including speed, typical use, and exposure to open water, can impact how insurers assess your cover.
At Stoneways, we offer tailored policies, so you’re not paying for cover that doesn’t fit how you actually use your boat.
What documentation do I need for RIB boat insurance?
To obtain a RIB insurance quote, you’ll need to provide your personal details, details about your vessel, including its make, model, length, manufacturing year, and estimated value.
You’ll also be required to provide a claims history, with full details of any previous insurance claims.
For older or higher-value RIBs, you may require a marine survey report or meaningful evidence of your boat’s condition.
Our team at Stoneways Marine can advise you on exactly what’s needed based on your specific vessel. Call 03333 609 886 to find out.